The next mortgage cycle will be won by companies that rethink how they operate
D Bank data shows AI finance use rose to 55% in 2026, while 81% still want human support
Voters seize the ‘say’ in key state battles for housing affordability
California voting on new housing reform ballot measures are underway; other states start early voting later this month
Can mortgage rates get under 7% for the holidays?
A path back below 7% exists, but spreads and geopolitics still matter
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Playbook: Triage first, strategy second.